AZ POLICY CHIC

Powered by J Martin Insurance Agency LLC

Effective Date: May 21, 2025

1. Introduction

Welcome to AZ Policy Chic, a blog operated by J Martin Insurance Agency LLC (“we,” “us,” or “our”). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our blog at AZ Policy Chic (the “Site”).

We operate in compliance with applicable Arizona state law, including the Arizona Revised Statutes, Title 44 (Trade and Commerce), and any applicable provisions of the Arizona Consumer Fraud Act (A.R.S. § 44-1521 et seq.). Where applicable, we also adhere to federal privacy standards including those required under the Gramm-Leach-Bliley Act (GLBA) for insurance-related activities.

Please read this policy carefully. If you disagree with its terms, please discontinue use of the Site.

2. Information We Collect

2.1 Information You Provide Voluntarily

We may collect personal information that you voluntarily provide when you:

• Subscribe to our newsletter or email list
• Submit a contact form or inquiry
• Comment on blog posts
• Request a quote or insurance consultation
• Register for any features on the Site

This may include your name, email address, phone number, ZIP code, and any other information you choose to provide.

2.2 Information Collected Automatically

When you visit the Site, certain information may be collected automatically, including:

• IP address and general location data
• Browser type and version
• Pages viewed and time spent on the Site
• Referring URLs
• Device identifiers and operating system

This information is collected via cookies, web beacons, and similar tracking technologies. See Section 7 for more on cookies.

2.3 Information from Third Parties

We may receive information about you from third-party sources such as social media platforms, insurance carrier partners, or analytics providers, and may combine it with information we already hold about you.

3. How We Use Your Information

We use the information we collect for the following purposes:

• To operate and maintain the Site and deliver blog content
• To respond to your inquiries and provide customer service
• To send you newsletters, updates, or marketing communications (with your consent)
• To facilitate insurance quotes, referrals, or consultations through J Martin Insurance Agency LLC
• To analyze Site usage and improve our content and services
• To comply with applicable legal obligations, including those under Arizona and federal law
• To detect and prevent fraud or unauthorized activity

We do not sell your personal information to third parties for their own marketing purposes.

4. Disclosure of Your Information

We may share your information in the following circumstances:

4.1 Service Providers

We may share your information with trusted third-party vendors who assist us in operating the Site, conducting our business, or servicing you (e.g., email marketing platforms, web hosting providers, analytics services). These parties are contractually obligated to keep your information confidential.

4.2 Insurance Affiliates and Carriers

As an insurance agency blog, we may share your information with licensed insurance carriers or affiliates for the purpose of providing you with quotes, policy information, or services you have requested. Such sharing is subject to applicable insurance privacy regulations, including GLBA requirements.

4.3 Legal Requirements

We may disclose your information if required to do so by law, court order, or government authority, or if we believe disclosure is necessary to protect our rights, your safety, or the safety of others, or to investigate fraud.

4.4 Business Transfers

In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction. We will notify you via email and/or a prominent notice on the Site of any change in ownership or use of your personal information.

5. Your Rights Under Arizona Law

Arizona residents have certain rights with respect to their personal information. While Arizona has not enacted a comprehensive consumer data privacy act equivalent to California’s CCPA, the following rights and protections apply under Arizona law:

5.1 Arizona Data Breach Notification (A.R.S. § 18-552)

In the event of a security breach involving your personal information, we are required by Arizona law to notify you in the most expedient manner possible and without unreasonable delay, consistent with A.R.S. § 18-552. Notification will be provided by email, written notice, or, where required, through substitute notice procedures.

5.2 Arizona Consumer Fraud Act (A.R.S. § 44-1521 et seq.)

We do not engage in deceptive, unfair, or misleading practices in connection with the collection or use of your personal information. Any material misrepresentation regarding data practices would constitute a violation of the Arizona Consumer Fraud Act.

5.3 Insurance Privacy Regulations

As an entity operating in connection with an insurance agency, we adhere to Arizona Department of Insurance requirements and applicable provisions of the GLBA, including the requirement to provide you with a clear privacy notice and opt-out rights with respect to certain information sharing with nonaffiliated third parties.

5.4 Your Choices

You may exercise the following choices at any time:

• Opt out of marketing emails by clicking the unsubscribe link in any email we send
• Request access to, correction of, or deletion of personal information we hold about you
• Opt out of certain third-party sharing by contacting us directly

To exercise any of these rights, please contact us using the information in Section 10. We will respond to your request within a reasonable time, and in any event within 45 days.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law (such as for tax, legal, or accounting purposes). When your information is no longer needed, we will securely delete or anonymize it.

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on the Site. Cookies are small data files stored on your device. We may use:

• Essential cookies: necessary for the Site to function properly
• Analytics cookies: to understand how visitors interact with the Site (e.g., Google Analytics)
• Marketing cookies: to deliver relevant content or advertisements

You can control cookie settings through your browser preferences. Note that disabling certain cookies may affect Site functionality. By continuing to use the Site, you consent to our use of cookies as described in this policy.

8. Children’s Privacy

The Site is not directed to individuals under the age of 13, and we do not knowingly collect personal information from children under 13. If we become aware that we have inadvertently collected such information, we will take steps to delete it promptly. If you believe a child has provided us with personal information, please contact us at the address below.

9. Security of Your Information

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, alteration, or disclosure. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

In the event of a data breach affecting Arizona residents, we will comply with our notification obligations under A.R.S. § 18-552.

10. Third-Party Links

The Site may contain links to third-party websites, including insurance carrier websites, social media platforms, and other resources. We are not responsible for the privacy practices or content of those third-party sites. We encourage you to review the privacy policies of any third-party sites you visit.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. We will notify you of material changes by posting the updated policy on the Site with a new effective date. Your continued use of the Site after any changes constitutes your acceptance of the updated policy. We encourage you to review this policy periodically.

12. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us at:

J Martin Insurance Agency LLC

Operating: AZ Policy Chic Blog

State of Incorporation/Operation: Arizona

Email: dani@azpolicychic.com

Phone: 480-855-3000

Mailing Address: PO BOX 27 Tempe, AZ 85280